Andy Navarrete is Executive Vice President, Head of External Affairs, for Capital One Financial Corporation. External Affairs is comprised of Capital One’s
Government and Policy Affairs Group, Regulatory Relations, Community Impact and Investment, Corporate Communications, Community Finance, CRA Strategy, and External Affairs Strategy and Engagement teams. In this capacity, Mr. Navarrete oversees Capital One’s strategic and supervisory engagements with federal and state regulatory agencies and legislators, enterprise communications and public relations, and the Company’s engagement in the communities that we serve. He also serves as Chair of the Capital One Foundation, and as the Accountable Executive for ¡Hola!, a resource group supporting the development and recruitment of Hispanic and Latinx associates at Capital One.

Mr. Navarrete joined Capital One in 1999 and has served as Chief Counsel for each of the Company’s major business units (including Card, Commercial and Retail Banking, Mortgage, Auto and Digital). He also led the Legal Department’s team of corporate and consumer bank regulatory attorneys, its Legal Management team and served as Assistant Corporate Secretary.

Prior to joining Capital One, Mr. Navarrete was an attorney with the law firm of Morgan Lewis in Washington, DC. Mr. Navarrete began his legal career in the International Section of the Legal Division of the Federal Reserve Board. Prior to law school, Mr. Navarrete worked for the House Banking Committee and as a federal relations specialist for APCO Associates.

Mr. Navarrete serves as an Adjunct Professor of Banking Law at Georgetown University Law School. Mr. Navarrete is also a member of the Consumer Financial Protection Bureau's Consumer Advisory Board. He received his J.D. from Boston College and his undergraduate degree from the College of William and Mary.